{"id":137,"date":"2026-02-24T23:48:04","date_gmt":"2026-02-24T23:48:04","guid":{"rendered":"https:\/\/toushi-tiger.com\/?p=137"},"modified":"2026-02-26T02:22:16","modified_gmt":"2026-02-26T02:22:16","slug":"ideco-merit-demerit","status":"publish","type":"post","link":"https:\/\/toushi-tiger.com\/?p=137","title":{"rendered":"iDeCo\u3068\u306f\uff1f\u7bc0\u7a0e\u30e1\u30ea\u30c3\u30c8\u304b\u3089\u59cb\u3081\u65b9\u307e\u3067\u5fb9\u5e95\u89e3\u8aac\u30102025\u5e74\u7248\u3011"},"content":{"rendered":"\n<p>\u8fd1\u5e74\u3001\u8001\u5f8c\u306e\u8cc7\u7523\u5f62\u6210\u624b\u6bb5\u3068\u3057\u3066\u6ce8\u76ee\u3092\u96c6\u3081\u3066\u3044\u308b<strong>iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09<\/strong>\u3002<br>2025\u5e74\u73fe\u5728\u306e\u7d4c\u6e08\u60c5\u52e2\u3084\u7a0e\u5236\u512a\u9047\u3082\u8e0f\u307e\u3048\u3066\u3001iDeCo\u306e\u57fa\u672c\u304b\u3089\u3001\u3069\u3053\u3067\u958b\u8a2d\u3059\u3079\u304d\u304b\u3001\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3001\u7bc0\u7a0e\u52b9\u679c\u307e\u3067\u3092\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/toushimama17.com\/wp-content\/uploads\/2025\/05\/\u753b\u50cf-2.jpeg\" alt=\"\" class=\"wp-image-160\"\/><\/figure>\n\n\n\n<p class=\"has-medium-font-size\">\u5f15\u7528:\u539a\u751f\u52b4\u50cd\u7701\u30b5\u30a4\u30c8\u3088\u308a<\/p>\n\n\n\n<p>             \u3000\u3000\u3000<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-kubio-color-2-background-color has-background has-medium-font-size\">iDeCo\u3068\u306f\u4f55\u304b\uff1f<\/h2>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<p>iDeCo\uff08\u30a4\u30c7\u30b3\uff09\u306f\u3001\u81ea\u5206\u3067\u4f5c\u308b\u5e74\u91d1\u5236\u5ea6\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u516c\u7684\u5e74\u91d1\u306b\u52a0\u3048\u3066\u3001\u81ea\u3089\u7a4d\u307f\u7acb\u3066\u3066\u904b\u7528\u3057\u3001\u8001\u5f8c\u306b\u5099\u3048\u308b\u305f\u3081\u306e\u5236\u5ea6\u3067\u3001\u6b63\u5f0f\u540d\u79f0\u306f\u300c\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u300d<\/p>\n\n\n\n<p>\u6bce\u6708\u4e00\u5b9a\u306e\u91d1\u984d\u3092\u62e0\u51fa\uff08\u7a4d\u7acb\uff09\u3057\u3001<strong>\u6295\u8cc7\u4fe1\u8a17\u3084\u5b9a\u671f\u9810\u91d1\u306a\u3069\u81ea\u5206\u3067\u9078\u3093\u3060\u5546\u54c1<\/strong>\u3067\u904b\u7528\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u539f\u524760\u6b73\u306b\u306a\u308b\u307e\u3067\u5f15\u304d\u51fa\u3059\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u304c\u3001\u305d\u306e\u5206<strong>\u7a0e\u5236\u512a\u9047<\/strong>\u304c\u975e\u5e38\u306b\u5f37\u529b\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/toushimama17.com\/wp-content\/uploads\/2025\/05\/\u753b\u50cf-3.jpeg\" alt=\"\" class=\"wp-image-161\" style=\"width:787px;height:auto\"\/><\/figure>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-background has-medium-font-size\" style=\"border-radius:35px;background-color:#88cbec\">iDeCo\u306e\u30e1\u30ea\u30c3\u30c8\uff1a\u7bc0\u7a0e\u52b9\u679c\u304c\u3068\u306b\u304b\u304f\u5927\u304d\u3044<\/h3>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\"><strong>\u639b\u91d1\u304c\u5168\u984d\u6240\u5f97\u63a7\u9664<\/strong><br>\u639b\u91d1\u304c\u5168\u984d\u300c\u6240\u5f97\u63a7\u9664\u300d\u3055\u308c\u307e\u3059\u3002<br>\u4f8b\u3048\u3070\u3001\u5e74\u53ce500\u4e07\u5186\u306e\u4f1a\u793e\u54e1\u304c\u5e74\u959327\u4e076,000\u5186\uff08\u6bce\u67082\u4e073,000\u5186\uff09\u62e0\u51fa\u3057\u305f\u5834\u5408\u3001<strong>\u5e74\u9593\u7d045\u4e075,000\u5186\u306e\u7bc0\u7a0e<\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li class=\"has-medium-font-size\"><strong>\u904b\u7528\u76ca\u3082\u975e\u8ab2\u7a0e<\/strong><br>\u901a\u5e38\u3001\u6295\u8cc7\u4fe1\u8a17\u306e\u5229\u76ca\u306b\u306f20.315%\u306e\u7a0e\u91d1\u304c\u304b\u304b\u308a\u307e\u3059\u304c\u3001iDeCo\u306a\u3089<strong>\u975e\u8ab2\u7a0e<\/strong>\u3002<br>\u9577\u671f\u904b\u7528\u306e\u8907\u5229\u52b9\u679c\u304c\u6700\u5927\u9650\u306b\u6d3b\u304b\u305b\u307e\u3059\u3002<\/li>\n\n\n\n<li class=\"has-medium-font-size\"><strong>\u53d7\u3051\u53d6\u308a\u6642\u3082\u7a0e\u512a\u9047\u3042\u308a<\/strong><br>\u5c06\u6765\u3001\u5e74\u91d1\u5f62\u5f0f\u307e\u305f\u306f\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u969b\u3082\u3001\u300c\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u300d\u3084\u300c\u9000\u8077\u6240\u5f97\u63a7\u9664\u300d\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-background has-medium-font-size\" style=\"border-radius:35px;background-color:#88cbec\">iDeCo\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\uff1a\u9014\u4e2d\u5f15\u304d\u51fa\u3057\u304c\u3067\u304d\u306a\u3044<\/h3>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\"><strong>\u539f\u524760\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044<\/strong><br>\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\u3084\u6025\u306a\u51fa\u8cbb\u304c\u3042\u3063\u3066\u3082\u3001<strong>\u539f\u5247\u5f15\u304d\u51fa\u3057\u4e0d\u53ef<\/strong>\u3002<br>\u751f\u6d3b\u8cc7\u91d1\u3068\u306f\u5225\u306b\u8003\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li class=\"has-medium-font-size\"><strong>\u904b\u7528\u30ea\u30b9\u30af\u304c\u3042\u308b<\/strong><br>\u6295\u8cc7\u4fe1\u8a17\u306a\u3069\u306f<strong>\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af<\/strong>\u3082\u3042\u308b\u305f\u3081\u3001\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306b\u5408\u3063\u305f\u5546\u54c1\u9078\u3073\u304c\u5fc5\u8981\u3067\u3059\u3002<\/li>\n\n\n\n<li class=\"has-medium-font-size\"><strong>\u7ba1\u7406\u624b\u6570\u6599\u304c\u304b\u304b\u308b<\/strong><br>\u52a0\u5165\u6642\u3001\u904b\u7528\u4e2d\u3001\u53d7\u53d6\u6642\u306a\u3069\u306b<strong>\u624b\u6570\u6599\u304c\u767a\u751f<\/strong>\u3002\u91d1\u878d\u6a5f\u95a2\u9078\u3073\u304c\u91cd\u8981\u3067\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-kubio-color-2-background-color has-background has-medium-font-size\">\u3069\u3053\u3067iDeCo\u3092\u958b\u8a2d\u3059\u308b\u3079\u304d\u304b\uff1f<\/h2>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<p>iDeCo\u306f\u591a\u304f\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u53d6\u308a\u6271\u3044\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u624b\u6570\u6599\u306e\u5b89\u3055\u3068\u5546\u54c1\u306e\u8c4a\u5bcc\u3055\u304b\u3089\u3001<strong>\u30cd\u30c3\u30c8\u8a3c\u5238\u3067\u306e\u958b\u8a2d<\/strong>\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">\u697d\u5929\u8a3c\u5238\uff08\u521d\u5fc3\u8005\u306b\u4eba\u6c17\uff09<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">\u624b\u6570\u6599\u304c\u5b89\u3044<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\u697d\u5929\u30dd\u30a4\u30f3\u30c8\u304c\u8caf\u307e\u308b\u30fb\u4f7f\u3048\u308b<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\u5546\u54c1\u30e9\u30a4\u30f3\u30ca\u30c3\u30d7\u304c\u8c4a\u5bcc<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\u697d\u5929\u8a3c\u5238\u3067iDeCo\u3092\u59cb\u3081\u308b<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">SBI\u8a3c\u5238\uff08\u696d\u754c\u6700\u5927\u624b\uff09<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">\u624b\u6570\u6599\u7121\u6599\u30d7\u30e9\u30f3\u3042\u308a<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\u4eba\u6c17\u306e\u4f4e\u30b3\u30b9\u30c8\u5546\u54c1\u304c\u8c4a\u5bcc<\/li>\n\n\n\n<li class=\"has-medium-font-size\"><a href=\"https:\/\/h.accesstrade.net\/sp\/cc?rk=0100piab00odwg\">SBI\u8a3c\u5238<\/a>\u3067iDeCo\u3092\u59cb\u3081\u308b<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-medium-font-size\">\u30de\u30cd\u30c3\u30af\u30b9\u8a3c\u5238\uff08\u5206\u6790\u30c4\u30fc\u30eb\u304c\u5145\u5b9f\uff09<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">\u5916\u56fd\u682a\u306b\u3082\u5bfe\u5fdc<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\u30c7\u30fc\u30bf\u5206\u6790\u6a5f\u80fd\u304c\u8c4a\u5bcc<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\u30de\u30cd\u30c3\u30af\u30b9\u8a3c\u5238\u306f\u3053\u3061\u3089<\/li>\n<\/ul>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-kubio-color-2-background-color has-background has-medium-font-size\">\u4eca\u306e\u7d4c\u6e08\u60c5\u52e2\u3068iDeCo\u306e\u6d3b\u7528<\/h2>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<p>2025\u5e74\u73fe\u5728\u3001\u65e5\u672c\u3067\u306f\u65e5\u9280\u304c\u30de\u30a4\u30ca\u30b9\u91d1\u5229\u3092\u89e3\u9664\u3057\u3001\u91d1\u5229\u4e0a\u6607\u5c40\u9762\u306b\u5165\u308b\u5146\u3057\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\u30a4\u30f3\u30d5\u30ec\u50be\u5411\u304c\u7d99\u7d9a\u3059\u308b\u4e2d\u3067\u306e\u8cc7\u7523\u904b\u7528<\/strong>\u304c\u3088\u308a\u91cd\u8981\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u5b9a\u671f\u9810\u91d1\u3067\u306f\u30a4\u30f3\u30d5\u30ec\u306b\u8ca0\u3051\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u3001iDeCo\u3067\u306f<strong>\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u30d5\u30a1\u30f3\u30c9\u7b49\u306e\u30ea\u30b9\u30af\u8cc7\u7523\u3092\u6d3b\u7528\u3057\u305f\u9577\u671f\u5206\u6563\u6295\u8cc7<\/strong>\u304c\u6709\u52b9\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3000\u3000\u3000\u3000\u3000\u3000\u3000\u3000<\/p>\n\n\n\n<h3 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